"Money is better than poverty, if only for financial reasons."
                        --Woody Allen
"Lack of money is no obstacle. Lack of an idea is an obstacle."
                       --Ken Hakuta
"The chief value of money lies in the fact that one lives in world in which it is overestimated."
                      --H. L. Mencken
"No legacy is so rich as honesty."
                      --William Shakespeare

In some cases, I may require a signed contract in order to commence work.  In all cases, I request that you review my terms and conditions, consisting of the "Independent Contractor / Consulting Agreement" which can be viewed and/or printed here  (choose Adobe Acrobat format or html format). 

These terms must be accepted prior to my accepting any client work. 

Please note that the attached document has not yet been reviewed by any attorney and as such, is subject to future revision.  If you have any concerns or questions regarding these terms and conditions, I am available to discuss them. 

My aim is to always conduct business with Fairness, Respect, Courtesy, and Professionalism.  I strive to work with clients who share the same goals.